Costs and Funding Options for IVF in Singapore: Public vs. Private

Cost Estimation for IVF in Singapore

IVF In Vitro Fertilization services are avlable in both public and private healthcare facilities across Singapore. The pricing structure varies between the two, with public hospitals generally offering a lower cost due to subsidized rates.

Public Hospitals:

The average costs of undergoing an IVF cycle at government hospitals fall within the range of $10,000 to $17,000 per attempt. The total cost includes medical procedures such as ultrasounds, egg collection, embryo transfer, lab fees, and nursing care. For Singapore citizens opting for public hospitals, there is a government co-funding scheme which can potentially lower the expenses.

Private Hospitals:

In private clinics, IVF costs typically range from $10,000 to $20,000 per cycle based on personalized medical plans that include detled services such as egg retrieval and transfer procedures. These figures are provided for general guidance and may differ deping on your specific health requirements.

Medisave Eligibility:

Medisave funds can be used for both Intrauterine Insemination IUI and IVF treatments conducted in Singapore. The permissible withdrawal amounts from Medisave vary with each cycle as follows:

• For the first treatment: up to $6,000

• For the second treatment: up to $5,000

• Subsequent cycles: up to $4,000

Medisave can cover both co-funded public hospital cycles and privately sourced treatments.

Government Co-funding:

Co-funding is a program that subsidizes IVF costs for Singapore citizens at public hospitals. It covers up to six total cycles including three fresh and three frozen ones. The cost includes various stages of treatment such as ovarian stimulation, embryo freezing, and retrieval procedures. However, consultations and preliminary tests are not included in the co-funded services.

Eligibility Criteria:

To be eligible for government co-funding, you or your partner must be a Singapore citizen at the start of IVF proceedings. Both parties must also have aged under 40 years upon starting the IVF cycle with exceptions for extra cycles. Lastly, approval requires completing mandatory medical assessments and tests.

Insurance Coverage:

Most health insurance plans don't cover maternity expenses including IVF treatments due to their nature as fertility procedures. However, some do include a supplementary benefit that covers specific aspects of an IVF process like pregnancy complications, delivery costs normal or emergency C-sections, and coverage for the baby's life insurance up to three cycles over one's lifetime.

The information presented is compiled by individuals with no medical background; it should not replace professional advice. If you're considering IVF treatments in Singapore, seek guidance from qualified healthcare professionals.

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Created on behalf of Fertility Support SG

2023
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